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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,141 | $175,259+1.1% | $149,723+18.3% | $139,487+27.0% |
| Participation rate | 84.6% | 83.4%+1.2pp | 78.8%+5.8pp | 80.3%+4.3pp |
| Annual return | 16.85% | 166.82%-150.0pp | 134.50%-117.6pp | 373.84%-357.0pp |
| Employer contribution / active EE | $4,615 | $5,478-15.8% | $4,821-4.3% | $4,755-2.9% |
| Participant deferral / active EE | $4,737 | $6,522-27.4% | $5,682-16.6% | $6,713-29.4% |
| Admin fee / account holder | $1,174 | $16,158-92.7% | $13,215-91.1% | $11,407-89.7% |