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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,020 | $91,198+237.7% | $178,503+72.6% | $79,856+285.7% |
| Participation rate | 98.0% | 69.2%+28.8pp | 81.9%+16.1pp | 69.6%+28.4pp |
| Annual return | 16.38% | 24.20%-7.8pp | 151.12%-134.7pp | 31.71%-15.3pp |
| Employer contribution / active EE | $7,914 | $3,257+143.0% | $5,011+57.9% | $2,471+220.2% |
| Participant deferral / active EE | $5,119 | $3,237+58.2% | $5,202-1.6% | $3,741+36.9% |
| Admin fee / account holder | $2,716 | $6,748-59.8% | $13,987-80.6% | $5,306-48.8% |