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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,790 | $77,814+263.4% | $158,223+78.7% | $86,983+225.1% |
| Participation rate | 83.7% | 68.4%+15.3pp | 79.2%+4.5pp | 69.5%+14.1pp |
| Annual return | 10.83% | 30.54%-19.7pp | 52.09%-41.3pp | 25.83%-15.0pp |
| Employer contribution / active EE | $8,432 | $2,592+225.3% | $4,109+105.2% | $2,584+226.3% |
| Participant deferral / active EE | $5,699 | $3,270+74.3% | $5,467+4.2% | $4,194+35.9% |
| Admin fee / account holder | $56,791 | $5,879+866.0% | $16,047+253.9% | $7,856+622.9% |