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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,279 | $77,905+266.2% | $149,682+90.6% | $75,173+279.5% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 13.02% | 31.72%-18.7pp | 134.35%-121.3pp | 160.65%-147.6pp |
| Employer contribution / active EE | $9,638 | $3,138+207.2% | $4,818+100.0% | $2,670+260.9% |
| Participant deferral / active EE | $6,165 | $3,411+80.7% | $5,681+8.5% | $4,126+49.4% |
| Admin fee / account holder | $41,347 | $5,957+594.1% | $13,210+213.0% | $5,651+631.6% |