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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,279 | $77,920+266.1% | $149,723+90.5% | $75,177+279.5% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 13.02% | 31.72%-18.7pp | 134.50%-121.5pp | 160.75%-147.7pp |
| Employer contribution / active EE | $9,638 | $3,138+207.1% | $4,821+99.9% | $2,671+260.8% |
| Participant deferral / active EE | $6,165 | $3,411+80.7% | $5,682+8.5% | $4,126+49.4% |
| Admin fee / account holder | $41,347 | $5,951+594.8% | $13,215+212.9% | $5,651+631.6% |