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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,461 | $48,284+91.5% | $67,524+36.9% | $80,911+14.3% |
| Participation rate | 97.8% | 66.4%+31.4pp | 72.9%+24.9pp | 67.6%+30.2pp |
| Annual return | 8.91% | 18.27%-9.4pp | 3519.41%-3510.5pp | 35.63%-26.7pp |
| Employer contribution / active EE | $4,505 | $2,021+122.8% | $2,734+64.8% | $2,756+63.5% |
| Participant deferral / active EE | $2,159 | $2,927-26.2% | $4,001-46.0% | $4,297-49.8% |
| Admin fee / account holder | $917 | $3,688-75.1% | $4,001-77.1% | $6,935-86.8% |