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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,303 | $42,909+124.4% | $60,906+58.1% | $68,486+40.6% |
| Participation rate | 96.9% | 66.8%+30.1pp | 73.1%+23.8pp | 67.9%+29.0pp |
| Annual return | -22.81% | -13.99%-8.8pp | 16.94%-39.7pp | -7.85%-15.0pp |
| Employer contribution / active EE | $4,585 | $1,979+131.7% | $2,703+69.6% | $2,597+76.6% |
| Participant deferral / active EE | $2,290 | $2,866-20.1% | $3,814-40.0% | $4,028-43.1% |
| Admin fee / account holder | $2,208 | $3,104-28.9% | $3,227-31.6% | $5,404-59.1% |