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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,589 | $45,082+185.2% | $69,464+85.1% | $72,975+76.2% |
| Participation rate | 64.7% | 68.5%-3.8pp | 74.6%-9.9pp | 69.5%-4.8pp |
| Annual return | 30.28% | 22.66%+7.6pp | 28.98%+1.3pp | 81.01%-50.7pp |
| Employer contribution / active EE | $526 | $2,055-74.4% | $2,779-81.1% | $2,440-78.4% |
| Participant deferral / active EE | $2,517 | $2,604-3.3% | $3,536-28.8% | $3,608-30.2% |
| Admin fee / account holder | $977 | $3,057-68.0% | $3,840-74.5% | $5,124-80.9% |