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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,194 | $93,589+123.5% | $135,942+53.9% | $75,181+178.3% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 12.73% | 30.90%-18.2pp | 68.28%-55.6pp | 160.69%-148.0pp |
| Employer contribution / active EE | $8,925 | $3,537+152.3% | $4,858+83.7% | $2,671+234.2% |
| Participant deferral / active EE | $10,815 | $6,405+68.8% | $7,759+39.4% | $4,126+162.1% |
| Admin fee / account holder | $13,244 | $6,977+89.8% | $10,764+23.0% | $5,650+134.4% |