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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,805 | $98,766+87.1% | $149,730+23.4% | $79,852+131.4% |
| Participation rate | 86.5% | 75.8%+10.8pp | 82.5%+4.1pp | 69.6%+16.9pp |
| Annual return | 4.33% | 27.43%-23.1pp | 276.70%-272.4pp | 31.72%-27.4pp |
| Employer contribution / active EE | $7,390 | $3,217+129.7% | $4,645+59.1% | $2,471+199.1% |
| Participant deferral / active EE | $9,057 | $5,681+59.4% | $6,843+32.4% | $3,740+142.1% |
| Admin fee / account holder | $12,895 | $6,052+113.1% | $9,310+38.5% | $5,306+143.0% |