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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,818 | $89,367+116.9% | $141,191+37.3% | $72,975+165.6% |
| Participation rate | 93.6% | 75.1%+18.5pp | 82.5%+11.1pp | 69.5%+24.1pp |
| Annual return | 7.85% | 111.87%-104.0pp | 71.41%-63.6pp | 81.01%-73.2pp |
| Employer contribution / active EE | $7,521 | $3,115+141.5% | $4,736+58.8% | $2,440+208.2% |
| Participant deferral / active EE | $8,719 | $5,419+60.9% | $6,710+29.9% | $3,608+141.7% |
| Admin fee / account holder | $14,072 | $5,957+136.2% | $10,264+37.1% | $5,124+174.6% |