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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,767 | $60,442+22.0% | $96,754-23.8% | $87,485-15.7% |
| Participation rate | 100.0% | 58.7%+41.3pp | 70.3%+29.7pp | 68.9%+31.1pp |
| Annual return | 13.33% | 21.97%-8.6pp | 82.04%-68.7pp | 26.06%-12.7pp |
| Employer contribution / active EE | $2,415 | $1,691+42.8% | $2,679-9.9% | $2,596-7.0% |
| Participant deferral / active EE | $2,613 | $3,280-20.3% | $4,758-45.1% | $4,274-38.9% |
| Admin fee / account holder | $3,943 | $5,069-22.2% | $8,905-55.7% | $7,775-49.3% |