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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 1400 AMERICAN BLVD BLDG #4 · PENNINGTON, NJ 08534 | Advisory (Plan) | $39,226 |
Filed as: EMPOWER ANNUITY INS CO OF AMERICA Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $16,540 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $3,375 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,621 | $91,439+16.6% | $135,974-21.6% | $71,511+49.1% |
| Participation rate | 85.4% | 75.7%+9.8pp | 81.9%+3.5pp | 67.9%+17.5pp |
| Annual return | 18.74% | 29.90%-11.2pp | 68.30%-49.6pp | 28.86%-10.1pp |
| Employer contribution / active EE | $2,924 | $3,705-21.1% | $4,859-39.8% | $2,589+12.9% |
| Participant deferral / active EE | $10,877 | $7,093+53.3% | $7,760+40.2% | $4,291+153.5% |
| Admin fee / account holder | $531 | $1,267-58.1% | $10,767-95.1% | $1,588-66.6% |