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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,660 | $77,817-15.6% | $123,553-46.9% | $64,173+2.3% |
| Participation rate | 77.9% | 74.7%+3.2pp | 82.3%-4.4pp | 69.6%+8.4pp |
| Annual return | -7.23% | 12.49%-19.7pp | 119.21%-126.4pp | 7.63%-14.9pp |
| Employer contribution / active EE | $2,271 | $3,014-24.7% | $4,628-50.9% | $2,381-4.6% |
| Participant deferral / active EE | $8,601 | $5,240+64.1% | $6,426+33.9% | $3,470+147.9% |
| Admin fee / account holder | $693 | $5,519-87.4% | $9,284-92.5% | $4,887-85.8% |