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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $399,667 | $93,345+328.2% | $119,126+235.5% | $87,485+356.8% |
| Participation rate | 96.2% | 68.7%+27.4pp | 75.8%+20.4pp | 68.9%+27.2pp |
| Annual return | 12.80% | 19.08%-6.3pp | 282.11%-269.3pp | 26.06%-13.3pp |
| Employer contribution / active EE | $2,875 | $3,172-9.4% | $4,034-28.7% | $2,596+10.7% |
| Participant deferral / active EE | $5,446 | $4,099+32.9% | $5,318+2.4% | $4,274+27.4% |
| Admin fee / account holder | $12,203 | $8,039+51.8% | $10,693+14.1% | $7,775+57.0% |