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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $399,667 | $105,284+279.6% | $150,734+165.1% | $94,015+325.1% |
| Participation rate | 96.2% | 71.7%+24.4pp | 78.4%+17.7pp | 70.8%+25.3pp |
| Annual return | 12.80% | 15.67%-2.9pp | 600.81%-588.0pp | 17.84%-5.0pp |
| Employer contribution / active EE | $2,875 | $3,599-20.1% | $4,918-41.5% | $2,790+3.0% |
| Participant deferral / active EE | $5,446 | $4,274+27.4% | $5,610-2.9% | $4,249+28.1% |
| Admin fee / account holder | $12,203 | $9,839+24.0% | $14,905-18.1% | $8,951+36.3% |