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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $399,667 | $88,672+350.7% | $105,223+279.8% | $82,448+384.8% |
| Participation rate | 96.2% | 67.9%+28.2pp | 75.0%+21.1pp | 68.1%+28.1pp |
| Annual return | 12.80% | 30.86%-18.1pp | 180.65%-167.9pp | 41.64%-28.8pp |
| Employer contribution / active EE | $2,875 | $3,048-5.7% | $3,689-22.1% | $2,551+12.7% |
| Participant deferral / active EE | $5,446 | $4,036+34.9% | $5,072+7.4% | $4,139+31.6% |
| Admin fee / account holder | $12,203 | $7,146+70.8% | $8,859+37.8% | $7,234+68.7% |