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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,465 | $93,617+238.0% | $135,982+132.7% | $75,177+321.0% |
| Participation rate | 72.5% | 75.2%-2.7pp | 81.9%-9.4pp | 67.2%+5.3pp |
| Annual return | 63.89% | 30.89%+33.0pp | 68.32%-4.4pp | 160.75%-96.9pp |
| Employer contribution / active EE | $1,452 | $3,538-59.0% | $4,859-70.1% | $2,671-45.6% |
| Participant deferral / active EE | $14,064 | $6,406+119.5% | $7,760+81.2% | $4,126+240.8% |
| Admin fee / account holder | $23,876 | $6,980+242.1% | $10,767+121.7% | $5,651+322.5% |