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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,204 | $89,370+94.9% | $141,197+23.4% | $72,976+138.7% |
| Participation rate | 87.3% | 75.1%+12.2pp | 82.5%+4.9pp | 69.5%+17.9pp |
| Annual return | 18.91% | 111.88%-93.0pp | 71.41%-52.5pp | 81.02%-62.1pp |
| Employer contribution / active EE | $1,317 | $3,115-57.7% | $4,736-72.2% | $2,440-46.0% |
| Participant deferral / active EE | $10,911 | $5,419+101.4% | $6,710+62.6% | $3,608+202.4% |
| Admin fee / account holder | $10,212 | $5,957+71.4% | $10,265-0.5% | $5,124+99.3% |