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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,724 | $82,678+128.3% | $125,391+50.5% | $68,490+175.5% |
| Participation rate | 86.3% | 75.1%+11.2pp | 82.4%+3.9pp | 67.9%+18.4pp |
| Annual return | -19.99% | -5.97%-14.0pp | 572.41%-592.4pp | -7.85%-12.1pp |
| Employer contribution / active EE | $1,433 | $3,382-57.6% | $4,816-70.2% | $2,597-44.8% |
| Participant deferral / active EE | $13,699 | $6,111+124.2% | $7,448+83.9% | $4,028+240.1% |
| Admin fee / account holder | $591 | $6,277-90.6% | $10,009-94.1% | $5,403-89.1% |