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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,408 | $60,128+68.7% | $90,440+12.1% | $79,852+27.0% |
| Participation rate | 100.0% | 65.0%+35.0pp | 72.7%+27.3pp | 69.6%+30.4pp |
| Annual return | 6.47% | 71.95%-65.5pp | 1294.38%-1287.9pp | 31.72%-25.3pp |
| Employer contribution / active EE | $612 | $2,068-70.4% | $3,263-81.3% | $2,471-75.3% |
| Participant deferral / active EE | $5,070 | $2,939+72.5% | $3,964+27.9% | $3,740+35.5% |
| Admin fee / account holder | $2,061 | $3,977-48.2% | $5,615-63.3% | $5,306-61.2% |