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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,866 | $53,128+42.8% | $86,582-12.4% | $70,126+8.2% |
| Participation rate | 100.0% | 65.3%+34.7pp | 73.5%+26.5pp | 69.5%+30.5pp |
| Annual return | 10.83% | 27.66%-16.8pp | 965.08%-954.3pp | 73.15%-62.3pp |
| Employer contribution / active EE | $713 | $2,068-65.5% | $2,839-74.9% | $2,343-69.6% |
| Participant deferral / active EE | $4,920 | $2,695+82.6% | $3,609+36.3% | $3,332+47.7% |
| Admin fee / account holder | $13,744 | $3,584+283.5% | $4,904+180.3% | $4,645+195.9% |