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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,278 | $54,757+74.0% | $90,304+5.5% | $72,975+30.6% |
| Participation rate | 95.9% | 65.2%+30.8pp | 73.3%+22.6pp | 69.5%+26.4pp |
| Annual return | 2.76% | 30.63%-27.9pp | 78.13%-75.4pp | 81.01%-78.3pp |
| Employer contribution / active EE | $935 | $2,093-55.3% | $2,855-67.2% | $2,440-61.7% |
| Participant deferral / active EE | $5,242 | $2,887+81.6% | $3,885+34.9% | $3,608+45.3% |
| Admin fee / account holder | $1,824 | $3,973-54.1% | $5,354-65.9% | $5,124-64.4% |