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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,008 | $76,551-5.9% | $123,894-41.9% | $62,881+14.5% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 8.27% | 18.68%-10.4pp | 47.52%-39.3pp | 20.14%-11.9pp |
| Employer contribution / active EE | $7,319 | $2,882+153.9% | $4,617+58.5% | $2,281+220.9% |
| Participant deferral / active EE | $4,388 | $4,840-9.3% | $5,984-26.7% | $3,203+37.0% |
| Admin fee / account holder | $2,423 | $4,826-49.8% | $8,357-71.0% | $4,296-43.6% |