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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,339 | $98,776+77.5% | $149,745+17.1% | $79,856+119.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 15.71% | 27.38%-11.7pp | 276.72%-261.0pp | 31.71%-16.0pp |
| Employer contribution / active EE | $7,707 | $3,217+139.6% | $4,646+65.9% | $2,471+211.9% |
| Participant deferral / active EE | $4,816 | $5,681-15.2% | $6,843-29.6% | $3,741+28.7% |
| Admin fee / account holder | $5,648 | $6,053-6.7% | $9,312-39.3% | $5,306+6.4% |