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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,116 | $89,370+69.1% | $141,197+7.0% | $72,976+107.1% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 20.58% | 111.88%-91.3pp | 71.41%-50.8pp | 81.02%-60.4pp |
| Employer contribution / active EE | $7,574 | $3,115+143.2% | $4,736+59.9% | $2,440+210.4% |
| Participant deferral / active EE | $5,049 | $5,419-6.8% | $6,710-24.8% | $3,608+40.0% |
| Admin fee / account holder | $2,274 | $5,957-61.8% | $10,265-77.9% | $5,124-55.6% |