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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,279 | $102,422+196.1% | $147,117+106.1% | $80,959+274.6% |
| Participation rate | 81.8% | 75.9%+5.9pp | 82.2%-0.4pp | 67.7%+14.2pp |
| Annual return | 20.03% | 135.16%-115.1pp | 420.54%-400.5pp | 35.67%-15.6pp |
| Employer contribution / active EE | $1,168 | $3,717-68.6% | $4,932-76.3% | $2,757-57.6% |
| Participant deferral / active EE | $12,234 | $6,652+83.9% | $8,065+51.7% | $4,300+184.5% |
| Admin fee / account holder | $11,349 | $7,953+42.7% | $12,993-12.7% | $6,925+63.9% |