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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,712 | $82,674+147.6% | $125,381+63.3% | $68,486+198.9% |
| Participation rate | 80.6% | 75.1%+5.5pp | 82.4%-1.8pp | 67.9%+12.7pp |
| Annual return | -23.98% | -5.97%-18.0pp | 572.31%-596.3pp | -7.85%-16.1pp |
| Employer contribution / active EE | $872 | $3,382-74.2% | $4,815-81.9% | $2,597-66.4% |
| Participant deferral / active EE | $11,209 | $6,111+83.4% | $7,448+50.5% | $4,028+178.3% |
| Admin fee / account holder | $3,182 | $6,277-49.3% | $10,007-68.2% | $5,404-41.1% |