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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,029 | $88,702+13.9% | $81,780+23.5% | $145,978-30.8% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 12.74% | 1029.12%-1016.4pp | 776.27%-763.5pp | 550.52%-537.8pp |
| Employer contribution / active EE | $9,480 | $3,084+207.4% | $2,914+225.3% | $4,662+103.4% |
| Participant deferral / active EE | $10,903 | $4,645+134.7% | $4,321+152.3% | $6,690+63.0% |
| Admin fee / account holder | $5,165 | $8,414-38.6% | $7,384-30.0% | $13,400-61.5% |