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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,024 | $99,011-32.3% | $86,582-22.6% | $147,586-54.6% |
| Participation rate | 86.7% | 76.3%+10.3pp | 73.5%+13.1pp | 82.8%+3.8pp |
| Annual return | 17.67% | 1312.75%-1295.1pp | 965.08%-947.4pp | 578.59%-560.9pp |
| Employer contribution / active EE | $7,042 | $3,132+124.8% | $2,839+148.0% | $4,876+44.4% |
| Participant deferral / active EE | $7,753 | $3,972+95.2% | $3,609+114.8% | $5,439+42.5% |
| Admin fee / account holder | $432 | $5,709-92.4% | $4,904-91.2% | $10,886-96.0% |