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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,235 | $90,486-33.4% | $78,676-23.4% | $273,972-78.0% |
| Participation rate | 83.3% | 76.5%+6.8pp | 73.6%+9.8pp | 83.0%+0.3pp |
| Annual return | 9.05% | 75.62%-66.6pp | 62.19%-53.1pp | 41.46%-32.4pp |
| Employer contribution / active EE | $8,990 | $3,175+183.1% | $2,850+215.4% | $4,869+84.6% |
| Participant deferral / active EE | $8,896 | $3,901+128.0% | $3,517+153.0% | $5,287+68.3% |
| Admin fee / account holder | $539 | $5,263-89.8% | $4,510-88.0% | $10,133-94.7% |