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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,119 | $114,119+82.4% | $107,187+94.2% | $138,895+49.8% |
| Participation rate | 53.3% | 78.1%-24.7pp | 75.0%-21.7pp | 79.9%-26.6pp |
| Annual return | 18.90% | 273.21%-254.3pp | 204.55%-185.6pp | 145.39%-126.5pp |
| Employer contribution / active EE | $1,715 | $4,059-57.7% | $3,782-54.6% | $4,194-59.1% |
| Participant deferral / active EE | $3,034 | $5,538-45.2% | $5,096-40.5% | $6,396-52.6% |
| Admin fee / account holder | $1,958 | $10,024-80.5% | $9,162-78.6% | $12,562-84.4% |