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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,990 | $107,353-37.6% | $92,903-27.9% | $152,885-56.2% |
| Participation rate | 61.5% | 79.8%-18.2pp | 76.0%-14.5pp | 82.5%-20.9pp |
| Annual return | 25.34% | 145.62%-120.3pp | 109.43%-84.1pp | 345.39%-320.1pp |
| Employer contribution / active EE | $1,451 | $4,222-65.6% | $3,653-60.3% | $4,763-69.5% |
| Participant deferral / active EE | $2,875 | $4,848-40.7% | $4,238-32.2% | $5,851-50.9% |
| Admin fee / account holder | $2,711 | $7,081-61.7% | $5,795-53.2% | $11,598-76.6% |