Filed June 4, 2025
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: WILSHIRE ASSOCIATES INC (USA) Service code 26 · EIN 95-2755361 | Advisory (Participants) | $443 |
Service code 15 · EIN 01-0233346 PO BOX 600 · BUFFALO, NY 14201 | Recordkeeping | $400 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,198 | $51,620-51.2% | $90,324-72.1% | $65,186-61.3% |
| Participation rate | 31.3% | 68.6%-37.4pp | 73.3%-42.0pp | 70.2%-39.0pp |
| Annual return | 22.58% | 24.94%-2.4pp | 78.15%-55.6pp | 29.39%-6.8pp |
| Employer contribution / active EE | $393 | $2,235-82.4% | $2,856-86.2% | $2,177-82.0% |
| Participant deferral / active EE | $764 | $2,871-73.4% | $3,885-80.3% | $3,514-78.2% |
| Admin fee / account holder | $268 | $384-30.4% | $5,356-95.0% | $847-68.4% |