Filed June 4, 2025
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 PO BOX 600 · BUFFALO, NY 14201 | Recordkeeping | $19,822 |
AMERICAN FUNDS2 years Filed as: CAPITAL ASSET ADVISORY SVCS Service code 26 · EIN 38-3470125 | Advisory (Participants) | $16,683 |
Filed as: WILSHIRE ASSOCIATES INC (USA) Service code 26 · EIN 95-2755361 | Advisory (Participants) | $667 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,356 | $63,745-41.4% | $98,442-62.1% | $79,386-52.9% |
| Participation rate | 47.1% | 69.9%-22.7pp | 73.3%-26.2pp | 70.7%-23.6pp |
| Annual return | 13.12% | 625.80%-612.7pp | 1492.73%-1479.6pp | 116.85%-103.7pp |
| Employer contribution / active EE | $815 | $2,557-68.1% | $2,960-72.5% | $2,427-66.4% |
| Participant deferral / active EE | $1,518 | $3,303-54.0% | $4,276-64.5% | $4,046-62.5% |
| Admin fee / account holder | $380 | $516-26.2% | $5,949-93.6% | $626-39.3% |