Filed June 4, 2025
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,213 | $60,323-3.5% | $81,812-28.8% | $74,495-21.9% |
| Participation rate | 40.0% | 62.9%-22.9pp | 72.3%-32.3pp | 67.2%-27.2pp |
| Annual return | 11.36% | 16.90%-5.5pp | 773.79%-762.4pp | 1364.94%-1353.6pp |
| Employer contribution / active EE | $943 | $2,620-64.0% | $2,912-67.6% | $2,623-64.0% |
| Participant deferral / active EE | $1,762 | $3,387-48.0% | $4,319-59.2% | $4,346-59.5% |
| Admin fee / account holder | $7,630 | $1,486+413.5% | $7,386+3.3% | $1,942+292.9% |