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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,058 | $82,674+2.9% | $125,363-32.2% | $68,495+24.2% |
| Participation rate | 76.5% | 75.0%+1.4pp | 82.4%-5.9pp | 67.9%+8.6pp |
| Annual return | -20.55% | -5.97%-14.6pp | 572.15%-592.7pp | -7.84%-12.7pp |
| Employer contribution / active EE | $1,101 | $3,382-67.5% | $4,815-77.1% | $2,596-57.6% |
| Participant deferral / active EE | $8,847 | $6,111+44.8% | $7,447+18.8% | $4,028+119.7% |
| Admin fee / account holder | $2,569 | $6,276-59.1% | $10,005-74.3% | $5,403-52.5% |