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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,417 | $98,760-10.5% | $149,715-40.9% | $79,858+10.7% |
| Participation rate | 94.1% | 75.8%+18.3pp | 82.5%+11.6pp | 69.6%+24.5pp |
| Annual return | 22.01% | 27.43%-5.4pp | 276.66%-254.7pp | 31.72%-9.7pp |
| Employer contribution / active EE | $6,954 | $3,217+116.2% | $4,645+49.7% | $2,471+181.4% |
| Participant deferral / active EE | $922 | $5,681-83.8% | $6,842-86.5% | $3,740-75.3% |
| Admin fee / account holder | $4,961 | $6,053-18.0% | $9,310-46.7% | $5,306-6.5% |