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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,638 | $76,551-37.8% | $123,894-61.5% | $62,881-24.2% |
| Participation rate | 81.6% | 73.0%+8.6pp | 81.4%+0.2pp | 69.3%+12.3pp |
| Annual return | 5.40% | 18.68%-13.3pp | 47.52%-42.1pp | 20.14%-14.7pp |
| Employer contribution / active EE | $860 | $2,882-70.2% | $4,617-81.4% | $2,281-62.3% |
| Participant deferral / active EE | $6,335 | $4,840+30.9% | $5,984+5.9% | $3,203+97.8% |
| Admin fee / account holder | $8,215 | $4,826+70.2% | $8,357-1.7% | $4,296+91.2% |