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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,662 | $113,339+21.5% | $94,993+44.9% | $147,585-6.7% |
| Participation rate | 100.0% | 78.0%+22.0pp | 73.9%+26.1pp | 82.8%+17.2pp |
| Annual return | 8.65% | 20.77%-12.1pp | 27.12%-18.5pp | 578.57%-569.9pp |
| Employer contribution / active EE | $9,441 | $3,160+198.7% | $2,603+262.6% | $4,876+93.6% |
| Participant deferral / active EE | $4,782 | $3,777+26.6% | $3,317+44.2% | $5,439-12.1% |
| Admin fee / account holder | $722 | $6,063-88.1% | $4,960-85.4% | $10,885-93.4% |