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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,571 | $110,303+142.6% | $95,759+179.4% | $139,487+91.8% |
| Participation rate | 100.0% | 75.7%+24.3pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 13.80% | 27.19%-13.4pp | 28.42%-14.6pp | 373.84%-360.0pp |
| Employer contribution / active EE | $12,780 | $3,261+291.9% | $2,836+350.6% | $4,755+168.8% |
| Participant deferral / active EE | $6,816 | $4,674+45.8% | $4,244+60.6% | $6,713+1.5% |
| Admin fee / account holder | $2,011 | $6,615-69.6% | $5,678-64.6% | $11,407-82.4% |