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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,609 | $105,623+7.6% | $87,502+29.8% | $273,972-58.5% |
| Participation rate | 100.0% | 78.2%+21.8pp | 73.8%+26.2pp | 83.0%+17.0pp |
| Annual return | 6.41% | 12.26%-5.8pp | 12.21%-5.8pp | 41.46%-35.0pp |
| Employer contribution / active EE | $10,491 | $3,141+234.1% | $2,550+311.5% | $4,869+115.5% |
| Participant deferral / active EE | $6,475 | $3,601+79.8% | $3,149+105.6% | $5,287+22.5% |
| Admin fee / account holder | $655 | $4,781-86.3% | $4,221-84.5% | $10,133-93.5% |