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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,998 | $108,882+162.7% | $96,754+195.6% | $154,746+84.8% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 17.21% | 98.39%-81.2pp | 82.04%-64.8pp | 172.34%-155.1pp |
| Employer contribution / active EE | $3,667 | $3,018+21.5% | $2,679+36.9% | $4,379-16.3% |
| Participant deferral / active EE | $5,378 | $5,323+1.0% | $4,758+13.0% | $6,730-20.1% |
| Admin fee / account holder | $3,292 | $10,200-67.7% | $8,905-63.0% | $14,365-77.1% |