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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,329 | $114,093+51.9% | $96,171+80.2% | $167,536+3.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 16.46% | 190.00%-173.5pp | 192.04%-175.6pp | 478.82%-462.4pp |
| Employer contribution / active EE | $2,827 | $3,429-17.6% | $2,799+1.0% | $4,839-41.6% |
| Participant deferral / active EE | $5,805 | $5,197+11.7% | $4,350+33.4% | $6,342-8.5% |
| Admin fee / account holder | $4,175 | $6,899-39.5% | $5,538-24.6% | $12,315-66.1% |