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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,615 | $109,411+33.1% | $89,435+62.8% | $158,982-8.4% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 13.89% | 345.68%-331.8pp | 245.55%-231.7pp | 302.99%-289.1pp |
| Employer contribution / active EE | $2,760 | $3,173-13.0% | $2,587+6.7% | $4,763-42.1% |
| Participant deferral / active EE | $5,702 | $4,600+24.0% | $3,890+46.6% | $5,983-4.7% |
| Admin fee / account holder | $5,986 | $6,159-2.8% | $4,884+22.5% | $11,252-46.8% |