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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,533 | $104,953+11.0% | $84,637+37.7% | $152,909-23.8% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 25.51% | 373.94%-348.4pp | 258.82%-233.3pp | 345.46%-320.0pp |
| Employer contribution / active EE | $2,898 | $3,304-12.3% | $2,653+9.2% | $4,764-39.2% |
| Participant deferral / active EE | $5,377 | $4,691+14.6% | $3,900+37.9% | $5,851-8.1% |
| Admin fee / account holder | $1,778 | $6,244-71.5% | $4,914-63.8% | $11,601-84.7% |