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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,384 | $72,177+331.4% | $115,038+170.7% | $59,633+422.2% |
| Participation rate | 86.8% | 72.6%+14.3pp | 81.4%+5.5pp | 68.7%+18.2pp |
| Annual return | -1.15% | 12.02%-13.2pp | 26.14%-27.3pp | 2041.45%-2042.6pp |
| Employer contribution / active EE | $10,616 | $2,841+273.6% | $4,608+130.4% | $2,203+382.0% |
| Participant deferral / active EE | $7,440 | $4,783+55.6% | $6,026+23.5% | $3,192+133.1% |
| Admin fee / account holder | $10,452 | $4,927+112.1% | $8,175+27.8% | $4,297+143.2% |