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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,962 | $76,551+318.0% | $123,894+158.3% | $62,881+408.8% |
| Participation rate | 87.5% | 73.0%+14.5pp | 81.4%+6.1pp | 69.3%+18.2pp |
| Annual return | 8.20% | 18.68%-10.5pp | 47.52%-39.3pp | 20.14%-11.9pp |
| Employer contribution / active EE | $8,645 | $2,882+199.9% | $4,617+87.3% | $2,281+279.0% |
| Participant deferral / active EE | $7,478 | $4,840+54.5% | $5,984+25.0% | $3,203+133.5% |
| Admin fee / account holder | $5,313 | $4,826+10.1% | $8,357-36.4% | $4,296+23.7% |