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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $457,035 | $102,385+346.4% | $147,080+210.7% | $80,935+464.7% |
| Participation rate | 92.3% | 75.9%+16.4pp | 82.2%+10.1pp | 67.7%+24.6pp |
| Annual return | 11.46% | 135.09%-123.6pp | 420.17%-408.7pp | 35.66%-24.2pp |
| Employer contribution / active EE | $6,429 | $3,717+73.0% | $4,933+30.3% | $2,757+133.2% |
| Participant deferral / active EE | $12,211 | $6,651+83.6% | $8,066+51.4% | $4,299+184.0% |
| Admin fee / account holder | $6,663 | $7,951-16.2% | $12,989-48.7% | $6,924-3.8% |