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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,639 | $52,306+0.6% | $69,779-24.6% | $62,881-16.3% |
| Participation rate | 100.0% | 67.2%+32.8pp | 71.8%+28.2pp | 69.3%+30.7pp |
| Annual return | -1.64% | 13.35%-15.0pp | 12.99%-14.6pp | 20.14%-21.8pp |
| Employer contribution / active EE | $3,103 | $1,799+72.5% | $2,338+32.7% | $2,281+36.0% |
| Participant deferral / active EE | $3,931 | $2,395+64.1% | $2,931+34.1% | $3,203+22.7% |
| Admin fee / account holder | $1,974 | $3,691-46.5% | $4,381-54.9% | $4,296-54.0% |