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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,995 | $54,162-2.2% | $68,612-22.8% | $64,173-17.4% |
| Participation rate | 95.5% | 68.1%+27.4pp | 72.2%+23.2pp | 69.6%+25.9pp |
| Annual return | 8.53% | -1.62%+10.1pp | -4.63%+13.2pp | 7.63%+0.9pp |
| Employer contribution / active EE | $3,017 | $1,846+63.4% | $2,625+14.9% | $2,381+26.7% |
| Participant deferral / active EE | $3,735 | $2,626+42.2% | $3,311+12.8% | $3,470+7.7% |
| Admin fee / account holder | $6,234 | $4,029+54.7% | $5,131+21.5% | $4,887+27.5% |