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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,246 | $56,544+1.2% | $75,501-24.2% | $70,126-18.4% |
| Participation rate | 77.1% | 68.1%+9.0pp | 72.4%+4.7pp | 69.5%+7.5pp |
| Annual return | 10.84% | 23.59%-12.8pp | 27.35%-16.5pp | 73.15%-62.3pp |
| Employer contribution / active EE | $2,121 | $1,817+16.8% | $2,352-9.8% | $2,343-9.4% |
| Participant deferral / active EE | $3,245 | $2,580+25.8% | $3,142+3.3% | $3,332-2.6% |
| Admin fee / account holder | $453 | $3,827-88.2% | $5,801-92.2% | $4,645-90.2% |