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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,309 | $30,732+151.6% | $59,496+29.9% | $59,633+29.6% |
| Participation rate | 93.9% | 43.2%+50.7pp | 54.6%+39.4pp | 68.7%+25.3pp |
| Annual return | -0.57% | 4.47%-5.0pp | 182.05%-182.6pp | 2041.45%-2042.0pp |
| Employer contribution / active EE | $885 | $631+40.4% | $1,153-23.2% | $2,203-59.8% |
| Participant deferral / active EE | $3,583 | $1,183+202.9% | $1,829+95.9% | $3,192+12.3% |
| Admin fee / account holder | $1,139 | $2,136-46.7% | $2,232-49.0% | $4,297-73.5% |